/* Diwa Pay Guide. The shared design tokens keep every page consistent. */
:root {
  --paper: #f8f6f0;
  --white: #fff;
  --ink: #22251f;
  --muted: #686c62;
  --line: #dedfd5;
  --gold: #c79847;
  --gold-dark: #8a6428;
  --gold-light: #e7ce9d;
  --sans: Arial, Helvetica, sans-serif;
  --serif: Georgia, 'Times New Roman', serif;
  --ease: cubic-bezier(.22, 1, .36, 1);
}

*, *::before, *::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 112px;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

::selection {
  background: var(--gold-light);
  color: var(--ink);
}

a {
  color: inherit;
  text-decoration: none;
}

button, input {
  font: inherit;
}

button, a {
  -webkit-tap-highlight-color: transparent;
}

button, summary {
  cursor: pointer;
}

button {
  color: inherit;
}

button:disabled {
  cursor: default;
}

button, a, summary, input {
  touch-action: manipulation;
}

button, input, summary {
  scroll-margin-top: 112px;
  scroll-margin-bottom: 24px;
}

:focus-visible {
  outline: 3px solid var(--gold-dark);
  outline-offset: 5px;
}

img, svg {
  display: block;
  max-width: 100%;
}

img {
  height: auto;
}

svg.icon {
  width: 21px;
  height: 21px;
  flex-shrink: 0;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

h1, h2, h3, p {
  margin: 0;
}

h1, h2, h3 {
  line-height: 1.12;
  font-weight: 500;
  letter-spacing: -.055em;
  text-wrap: balance;
}

em {
  font-family: var(--serif);
  font-weight: 400;
}

[hidden] {
  display: none !important;
}

.container {
  width: min(1240px, calc(100% - 96px));
  margin-inline: auto;
}

.section {
  padding-block: 112px;
}

.eyebrow {
  display: flex;
  align-items: center;
  gap: 13px;
  color: var(--gold-dark);
  font-size: 10px;
  line-height: 1.5;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
}

.small-note {
  color: var(--muted);
  font-size: 12px;
  line-height: 1.8;
}

.skip-link {
  position: fixed;
  left: 20px;
  top: -90px;
  z-index: 300;
  padding: 13px 22px;
  background: var(--ink);
  color: white;
  border-radius: 8px;
}

.skip-link:focus {
  top: 12px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  min-height: 52px;
  padding: 14px 23px;
  border: 1px solid transparent;
  border-radius: 7px;
  font-size: 13px;
  line-height: 1.5;
  font-weight: 600;
  transition: background .2s, color .2s, transform .25s var(--ease);
}

.btn-ink {
  background: var(--ink);
  color: var(--white);
}

.btn-ink:hover {
  background: #3e4436;
  transform: translateY(-2px);
}

.btn .icon, .text-link .icon {
  width: 19px;
  height: 19px;
  transition: transform .25s var(--ease);
}

.btn:hover .icon, .text-link:hover .icon {
  transform: translate(3px, -2px);
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-height: 44px;
  font-size: 13px;
  font-weight: 600;
  text-decoration: underline;
  text-decoration-color: transparent;
  text-underline-offset: 6px;
  transition: text-decoration-color .2s;
}

.text-link:hover {
  text-decoration-color: currentColor;
}

.spark {
  width: 100%;
  height: 100%;
  fill: currentColor;
}

/* Opening signature: short, with an independent CSS exit. */
.intro-loader {
  position: fixed;
  z-index: 250;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 23px;
  background: var(--paper);
  pointer-events: none;
  animation: intro-exit .3s .9s forwards;
}

.intro-loader.is-finished {
  opacity: 0;
  visibility: hidden;
  transition: opacity .25s, visibility .25s;
}

.intro-mark {
  width: 104px;
  height: 104px;
  display: grid;
  place-items: center;
  position: relative;
}

.intro-mark img {
  width: 64px;
  height: 64px;
  border-radius: 18px;
  box-shadow: 0 10px 32px #22251f0d;
}

.intro-mark i {
  position: absolute;
  inset: 0;
  border: 1px solid var(--gold-light);
  border-top-color: var(--gold-dark);
  border-radius: 50%;
  animation: orbit-turn 2s linear infinite;
}

.intro-mark i:nth-child(2) {
  inset: -11px;
  border-color: transparent;
  border-right-color: var(--gold);
  animation-direction: reverse;
  animation-duration: 3s;
}

.intro-wordmark {
  font-size: 27px;
  line-height: 1;
  letter-spacing: -.05em;
}

.intro-wordmark > span {
  display: block;
  margin-top: 10px;
  font-size: 9px;
  font-weight: 600;
  letter-spacing: .4em;
  text-align: center;
}

.intro-line {
  display: block;
  width: 120px;
  height: 1px;
  background: var(--gold-light);
  position: relative;
  overflow: hidden;
}

.intro-line::after {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--gold-dark);
  transform-origin: left;
  animation: line-in .7s var(--ease) both;
}

.intro-caption {
  font: italic 15px var(--serif);
  color: var(--muted);
}

@keyframes intro-exit {
  to {
    opacity: 0;
    visibility: hidden;
  }
}

@keyframes orbit-turn {
  to {
    transform: rotate(360deg);
  }
}

@keyframes line-in {
  from {
    transform: scaleX(0);
  }
  to {
    transform: scaleX(1);
  }
}

/* Navigation */
.announcement {
  background: #eeece3;
  border-bottom: 1px solid #e4e2d8;
}

.announcement .container {
  min-height: 33px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  font-size: 10px;
  color: #62655b;
}

.announcement span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.announcement span i {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--gold-dark);
}

.announcement a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.announcement .icon {
  width: 12px;
  height: 12px;
}

.site-header {
  position: sticky;
  z-index: 50;
  top: 0;
  background: #f8f6f0f5;
  transition: box-shadow .25s;
  backdrop-filter: blur(12px);
}

.site-header.scrolled {
  box-shadow: 0 6px 30px #22251f08;
}

.nav-shell {
  min-height: 89px;
  display: flex;
  align-items: center;
  gap: 40px;
  position: relative;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  flex-shrink: 0;
}

.brand img {
  width: 43px;
  height: 43px;
  object-fit: contain;
  border-radius: 12px;
}

.brand-copy {
  display: flex;
  flex-direction: column;
}

.brand-copy strong {
  font-size: 23px;
  font-weight: 600;
  letter-spacing: -.075em;
  line-height: 1.05;
}

.brand-dot {
  color: var(--gold-dark);
}

.brand-copy small {
  margin-top: 6px;
  font-size: 7px;
  font-weight: 700;
  line-height: 1.3;
  letter-spacing: .23em;
}

.main-nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 26px;
}

.main-nav a {
  position: relative;
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  font-size: 12px;
  color: #585e51;
  transition: color .2s;
}

.main-nav a::after {
  content: '';
  position: absolute;
  bottom: 6px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--gold-dark);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .25s;
}

.main-nav a:hover::after, .main-nav a[aria-current]::after {
  transform: scaleX(1);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 24px;
}

.nav-actions .btn {
  min-height: 44px;
  padding: 11px 18px;
  gap: 18px;
  font-size: 12px;
}

.nav-login {
  min-height: 44px;
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
}

.nav-login .icon {
  width: 15px;
  height: 15px;
}

.reading-track {
  height: 1px;
  background: var(--line);
}

.reading-track span {
  display: block;
  width: 100%;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: transparent;
}

.menu-toggle span {
  display: block;
  height: 1px;
  width: 100%;
  margin: 5px 0;
  background: var(--ink);
  transition: transform .2s;
}

.menu-open .menu-toggle span:first-child {
  transform: translateY(3px) rotate(45deg);
}

.menu-open .menu-toggle span:last-child {
  transform: translateY(-3px) rotate(-45deg);
}

/* The opening spread */
.hero {
  position: relative;
  overflow: clip;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.02fr 1fr;
  align-items: center;
  gap: 34px;
  padding-block: 65px 51px;
}

.hero-copy {
  padding-block: 12px;
}

.short-rule {
  display: inline-block;
  width: 40px;
  height: 1px;
  background: var(--gold-dark);
}

.hero h1 {
  margin-top: 28px;
  font-size: clamp(64px, 7.1vw, 98px);
  line-height: .98;
  letter-spacing: -.075em;
}

.hero h1 > span {
  display: block;
  margin-top: 12px;
}

.hero h1 em {
  color: var(--gold-dark);
  letter-spacing: -.065em;
}

.hero-lead {
  max-width: 355px;
  margin-top: 29px;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.8;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 22px;
  flex-wrap: wrap;
  margin-top: 31px;
}

.hero-actions .text-link {
  font-size: 12px;
}

.hero-caption {
  display: flex;
  align-items: center;
  gap: 13px;
  margin-top: 34px;
}

.hero-caption p {
  color: var(--muted);
  font-size: 11px;
  line-height: 1.8;
}

.tiny-spark {
  color: var(--gold-dark);
  width: 28px;
  height: 28px;
}

.hero-art {
  min-width: 0;
  height: 600px;
  position: relative;
  border: 1px solid #dcdccf;
  border-radius: 180px 180px 26px 26px;
  background: #eae9dc;
  isolation: isolate;
}

.hero-art::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background-image: linear-gradient(#d7d8c333 1px, transparent 1px), linear-gradient(90deg, #d7d8c333 1px, transparent 1px);
  background-size: 38px 38px;
  mask-image: linear-gradient(transparent 5%, black 90%);
  z-index: -1;
}

.art-topline, .art-bottomline {
  position: absolute;
  z-index: 4;
  left: 27px;
  right: 27px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  color: #606853;
  font-size: 8px;
  line-height: 1.5;
  font-weight: 600;
  letter-spacing: .1em;
}

.art-topline {
  top: 39px;
}

.art-topline > span:first-child {
  max-width: 85px;
}

.art-bottomline {
  bottom: 20px;
  align-items: flex-end;
}

.art-bottomline > span {
  max-width: 164px;
  font-size: 8px;
  line-height: 1.7;
}

.hero-phone {
  position: absolute;
  z-index: 2;
  width: 227px;
  top: 70px;
  left: calc(50% - 113px);
  padding: 6px;
  background: #2b2e27;
  border-radius: 38px;
  box-shadow: 18px 25px 40px #3e473629, 0 0 0 1px #51594b;
  transform: rotate(-7deg);
  animation: phone-drift 7s ease-in-out infinite;
}

.hero-phone img {
  border-radius: 32px;
  width: 100%;
}

.phone-camera {
  width: 69px;
  height: 15px;
  position: absolute;
  z-index: 1;
  top: 12px;
  left: calc(50% - 34px);
  background: #252821;
  border-radius: 9px;
}

.orbit {
  position: absolute;
  z-index: 1;
  width: 390px;
  height: 390px;
  top: 127px;
  left: calc(50% - 195px);
  border: 1px solid #babc9f;
  border-radius: 50%;
}

.orbit-one {
  animation: orbit-turn 35s linear infinite;
}

.orbit-one::after {
  content: '';
  position: absolute;
  width: 10px;
  height: 10px;
  left: 35px;
  top: 70px;
  border-radius: 50%;
  background: var(--gold-dark);
  box-shadow: 0 0 0 6px #c7984719;
}

.orbit-two {
  width: 455px;
  height: 455px;
  top: 95px;
  left: calc(50% - 227px);
  opacity: .45;
  border-style: dashed;
}

.art-spark {
  color: #929b7c;
  width: 46px;
  height: 46px;
  position: absolute;
  right: 34px;
  top: 119px;
}

.rate-note {
  position: absolute;
  z-index: 3;
  left: -30px;
  bottom: 86px;
  width: 231px;
  padding: 21px 22px;
  border-radius: 10px;
  background: var(--white);
  box-shadow: 0 14px 40px #333c2314;
  transform: rotate(-3deg);
}

.rate-note small {
  display: block;
  font-size: 8px;
  letter-spacing: .12em;
  color: var(--muted);
}

.rate-note strong {
  display: block;
  margin-top: 12px;
  font-size: 36px;
  font-weight: 500;
  letter-spacing: -.06em;
  line-height: 1;
}

.rate-note .rate-unit {
  font-size: 12px;
  color: var(--muted);
  letter-spacing: 0;
}

.rate-note > span:last-child {
  display: block;
  margin-top: 13px;
  color: var(--muted);
  font-size: 9px;
}

.note-dot {
  position: absolute;
  right: 16px;
  top: 20px;
  width: 5px;
  height: 5px;
  background: var(--gold-dark);
  border-radius: 50%;
}

.reward-note {
  position: absolute;
  z-index: 3;
  right: -15px;
  top: 216px;
  width: 145px;
  padding: 19px;
  border-radius: 10px;
  background: var(--gold-light);
  transform: rotate(6deg);
  box-shadow: 6px 9px 20px #333c2310;
}

.reward-note > span {
  display: block;
  font-size: 9px;
}

.reward-note strong {
  display: block;
  margin-block: 13px 8px;
  font-size: 43px;
  line-height: 1;
  font-weight: 500;
  letter-spacing: -.08em;
}

.reward-note small {
  display: block;
  font-size: 9px;
  line-height: 1.7;
}

.reward-note a {
  position: absolute;
  right: 0;
  bottom: 0;
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
}

.reward-note .icon {
  width: 17px;
  height: 17px;
}

.motion-toggle {
  display: flex;
  align-items: center;
  gap: 5px;
  min-height: 44px;
  padding: 5px 8px;
  border: 1px solid #c6c9b9;
  border-radius: 5px;
  background: transparent;
  color: #4a5340;
  font-size: 9px;
  line-height: 1.4;
  letter-spacing: 0;
}

.hero-index {
  display: grid;
  grid-template-columns: 1.06fr 1fr 1fr 1fr;
  min-height: 91px;
  align-items: center;
  border-block: 1px solid var(--line);
}

.index-caption {
  color: var(--muted);
  font-size: 9px;
  font-weight: 600;
  letter-spacing: .13em;
}

.hero-index > a {
  display: flex;
  align-items: center;
  gap: 15px;
  min-height: 56px;
  padding-left: 21px;
  border-left: 1px solid var(--line);
  font-size: 12px;
}

.hero-index > a > span {
  font-size: 9px;
  color: var(--gold-dark);
}

.hero-index .icon {
  width: 17px;
  height: 17px;
  margin-left: auto;
  margin-right: 18px;
  transition: transform .2s;
}

.hero-index > a:hover .icon {
  transform: translateX(4px);
}

@keyframes phone-drift {
  0%, 100% {
    transform: translateY(0) rotate(-7deg);
  }
  50% {
    transform: translateY(-9px) rotate(-5deg);
  }
}

/* Editorial essentials */
.essentials-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 105px;
}

.section-intro h2, .section-heading h2, .preview-heading h2, .how-heading h2, .calculator-copy h2 {
  margin-top: 22px;
  font-size: clamp(36px, 4vw, 53px);
  line-height: 1.12;
}

.section-intro > p:not(.eyebrow) {
  margin-top: 23px;
  max-width: 320px;
  font-size: 14px;
  line-height: 1.85;
  color: var(--muted);
}

.section-intro > .text-link {
  margin-top: 20px;
}

.editorial-seal {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-top: 52px;
  color: var(--gold-dark);
}

.editorial-seal .spark {
  width: 39px;
  height: 39px;
}

.editorial-seal span {
  font-size: 9px;
  font-weight: 600;
  line-height: 1.85;
  letter-spacing: .12em;
}

.essentials-list {
  border-top: 1px solid var(--line);
}

.essential-row {
  display: grid;
  grid-template-columns: 26px 1fr 34px;
  gap: 17px;
  padding-block: 28px;
  border-bottom: 1px solid var(--line);
  transition: padding .25s var(--ease);
}

.essential-row:hover {
  padding-left: 6px;
}

.row-number {
  font-size: 10px;
  color: var(--gold-dark);
  padding-top: 6px;
}

.essential-row h3 {
  font-size: 23px;
  letter-spacing: -.035em;
  line-height: 1.3;
}

.essential-row p {
  color: var(--muted);
  font-size: 13px;
  line-height: 1.85;
  max-width: 360px;
  margin-top: 11px;
}

.row-arrow {
  align-self: center;
  width: 34px;
  height: 34px;
  border: 1px solid var(--line);
  border-radius: 50%;
  display: grid;
  place-items: center;
  transition: background .2s;
}

.row-arrow .icon {
  width: 15px;
  height: 15px;
}

.essential-row:hover .row-arrow {
  background: var(--gold-light);
  border-color: transparent;
}

/* Calculator */
.calculator-section {
  padding-block: 86px;
  background: var(--ink);
  color: var(--paper);
  overflow: clip;
}

.calculator-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 96px;
}

.calculator-copy .eyebrow {
  color: var(--gold-light);
}

.calculator-copy h2 em {
  color: var(--gold-light);
}

.calculator-copy > p:not(.eyebrow):not(.calculator-disclaimer) {
  max-width: 360px;
  margin-top: 24px;
  color: #b8bdb0;
  font-size: 14px;
  line-height: 1.9;
}

.conversion-visual {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-block: 30px 22px;
  max-width: 262px;
}

.conversion-visual > span {
  width: 55px;
  height: 55px;
  display: grid;
  place-items: center;
  border: 1px solid #58604c;
  border-radius: 50%;
  font-family: var(--serif);
  font-size: 27px;
}

.conversion-visual > span:last-child {
  color: var(--ink);
  background: var(--gold-light);
  border-color: var(--gold-light);
}

.conversion-visual i {
  height: 1px;
  width: 90px;
  background: #58604c;
}

.conversion-visual .icon {
  margin-left: -28px;
}

.calculator-disclaimer {
  max-width: 350px;
  margin-top: 24px;
  color: #b8bdb0;
  font-size: 11px;
  line-height: 1.8;
}

.calculator-card {
  border: 1px solid #e0e1d7;
  background: var(--white);
  color: var(--ink);
  border-radius: 15px;
  padding: 31px;
  box-shadow: 0 15px 36px #171b1212;
}

.calculator-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding-bottom: 28px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .06em;
}

.estimate-pill {
  padding: 6px 8px;
  border: 1px solid var(--line);
  border-radius: 4px;
  font-size: 8px;
  font-weight: 500;
  letter-spacing: .1em;
  color: var(--muted);
}

.calculator-card label {
  display: block;
  font-size: 12px;
  color: var(--muted);
}

.amount-field {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 11px;
  padding: 0 0 12px;
  border-bottom: 1px solid var(--line);
}

.amount-field input {
  width: 100%;
  min-width: 0;
  padding: 5px 0;
  border: 0;
  outline-offset: 2px;
  background: transparent;
  color: var(--ink);
  font-size: 46px;
  line-height: 1.2;
  letter-spacing: -.055em;
  appearance: textfield;
}

.amount-field input::-webkit-inner-spin-button, .amount-field input::-webkit-outer-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.amount-field > span {
  font-size: 12px;
  color: var(--muted);
}

.field-error {
  min-height: 20px;
  margin-top: 5px;
  font-size: 11px;
  color: #a12c25;
}

.preset-list {
  display: flex;
  gap: 8px;
  margin-top: 5px;
}

.preset-list button {
  flex: 1;
  min-height: 44px;
  padding: 8px;
  border: 1px solid var(--line);
  border-radius: 5px;
  background: transparent;
  font-size: 12px;
  transition: background .2s, border-color .2s;
}

.preset-list button:hover {
  border-color: var(--gold-dark);
}

.preset-list button[aria-pressed=true] {
  background: #f1e5d0;
  border-color: #e4d2b1;
}

.calculator-output {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 25px 0 24px;
  border-bottom: 1px solid var(--line);
  margin-top: 8px;
}

.calculator-output > span {
  font-size: 12px;
  color: var(--muted);
}

.calculator-output output {
  overflow-wrap: anywhere;
  color: var(--gold-dark);
  font-size: clamp(33px, 3.3vw, 44px);
  font-weight: 500;
  line-height: 1.25;
  letter-spacing: -.055em;
  font-variant-numeric: tabular-nums;
}

.calculator-output small {
  font-size: 10px;
  color: var(--muted);
}

.calculation-note {
  padding-top: 16px;
  color: var(--muted);
  font-size: 11px;
  line-height: 1.8;
}

/* A screen-by-screen walkthrough */
.preview-heading {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 40px;
  margin-bottom: 47px;
}

.preview-heading > p {
  max-width: 310px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.9;
  padding-bottom: 4px;
}

.preview-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 96px;
}

.screen-browser {
  padding: 22px;
  border: 1px solid #dcded2;
  border-radius: 19px;
  background: #eaece2;
}

.screen-browser-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 9px;
  color: #59624b;
  letter-spacing: .12em;
  padding-bottom: 22px;
}

.screen-browser-top > span:first-child {
  display: flex;
  align-items: center;
  gap: 7px;
}

.screen-browser-top i {
  width: 5px;
  height: 5px;
  background: var(--gold-dark);
  border-radius: 50%;
}

.screen-display {
  background: #e0e4d4;
  border-radius: 10px;
  padding: 24px 30px 0;
  overflow: hidden;
}

.screen-panel {
  width: min(230px, 100%);
  height: 430px;
  margin: auto;
  padding: 5px 5px 0;
  border: 1px solid #626857;
  border-bottom: 0;
  border-radius: 30px 30px 0 0;
  background: var(--ink);
  overflow: hidden;
}

.screen-panel img {
  width: 100%;
  border-radius: 25px 25px 0 0;
}

.screen-panel.panel-enter {
  animation: panel-in .4s var(--ease);
}

.screen-browser-foot {
  display: block;
  padding-top: 16px;
  text-align: center;
  font-size: 10px;
  line-height: 1.7;
  color: #606853;
}

.screen-tabs {
  display: flex;
  flex-direction: column;
}

.screen-tab {
  display: grid;
  grid-template-columns: 28px 1fr 24px;
  gap: 16px;
  align-items: center;
  min-height: 130px;
  padding: 24px 12px 24px 0;
  border: 0;
  border-bottom: 1px solid var(--line);
  text-align: left;
  background: transparent;
  transition: padding .25s, background .25s;
}

.screen-tab:first-child {
  border-top: 1px solid var(--line);
}

.tab-number {
  font-size: 10px;
  color: var(--muted);
  align-self: start;
  padding-top: 5px;
}

.screen-tab strong {
  display: block;
  font-size: 22px;
  line-height: 1.3;
  letter-spacing: -.04em;
  font-weight: 500;
}

.screen-tab small {
  display: block;
  margin-top: 9px;
  font-size: 13px;
  line-height: 1.8;
  color: var(--muted);
}

.screen-tab > .icon {
  width: 17px;
  height: 17px;
  color: var(--gold-dark);
  transition: transform .25s;
}

.screen-tab[aria-selected=true] {
  padding-left: 15px;
  background: #edece2;
}

.screen-tab[aria-selected=true] .tab-number {
  color: var(--gold-dark);
}

.screen-tab[aria-selected=true] > .icon {
  transform: rotate(-45deg);
}

.preview-note {
  margin-block: 27px 14px;
  max-width: 370px;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.8;
}

@keyframes panel-in {
  from {
    opacity: .4;
    transform: translateY(12px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Four small steps and the guidebook */
.how-section {
  padding-block: 76px 80px;
  background: #ecebe1;
}

.how-heading {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 35px;
  margin-bottom: 44px;
}

.how-heading > p {
  max-width: 320px;
  padding-bottom: 4px;
  font-size: 14px;
  color: var(--muted);
  line-height: 1.9;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  padding: 0;
  margin: 0;
  list-style: none;
}

.steps-grid li {
  padding: 27px 26px 0;
  border-top: 1px solid #cacdbb;
  border-left: 1px solid #cacdbb;
}

.steps-grid li:first-child {
  padding-left: 0;
  border-left: 0;
}

.step-number {
  display: block;
  margin-bottom: 22px;
  color: var(--gold-dark);
  font: italic 30px var(--serif);
}

.steps-grid h3 {
  font-size: 21px;
  line-height: 1.3;
  letter-spacing: -.035em;
}

.steps-grid p {
  margin-top: 13px;
  max-width: 225px;
  font-size: 13px;
  line-height: 1.9;
  color: var(--muted);
}

.section-heading {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 30px;
  margin-bottom: 37px;
}

.section-count {
  font-size: 9px;
  letter-spacing: .13em;
  color: var(--muted);
  padding-bottom: 5px;
}

.guide-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.guide-card {
  border: 1px solid var(--line);
  border-radius: 11px;
  padding: 24px;
  transition: transform .3s var(--ease), border-color .3s, background .3s;
}

.guide-card:hover {
  transform: translateY(-6px);
  border-color: #baaa86;
  background: #fffdf7;
}

.guide-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;
}

.guide-card-top > span {
  font-size: 9px;
  color: var(--muted);
  letter-spacing: .08em;
}

.guide-card-top > .icon {
  width: 17px;
  height: 17px;
}

.guide-illustration {
  height: 163px;
  margin-block: 26px 21px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  border-radius: 6px;
  overflow: hidden;
}

.guide-illustration svg {
  position: relative;
  width: 78px;
  height: 78px;
  fill: none;
  stroke: #595c4b;
  stroke-width: 1.2;
}

.guide-login {
  background: #e8e9dc;
}

.guide-login > span {
  position: absolute;
  width: 128px;
  height: 128px;
  border: 1px solid #c7ccb4;
  border-radius: 50%;
  transform: translateX(24px);
}

.guide-register {
  background: #e9dfcd;
}

.guide-register > span {
  position: absolute;
  width: 115px;
  height: 115px;
  border: 1px solid #cfbc98;
  transform: rotate(-12deg);
  border-radius: 7px;
}

.guide-rate {
  background: #e6e6dd;
  gap: 0;
}

.guide-rate > span {
  width: 75px;
  height: 75px;
  display: grid;
  place-items: center;
  border: 1px solid #c4c7b4;
  border-radius: 50%;
  font: 40px var(--serif);
  background: #eeeeea;
}

.guide-rate > span:first-child {
  transform: translateX(8px) rotate(-15deg);
}

.guide-rate > span:last-child {
  transform: translateX(-8px) rotate(15deg);
  background: var(--gold-light);
  border-color: #c7a76d;
}

.guide-card h3 {
  font-size: 27px;
  line-height: 1.2;
  letter-spacing: -.045em;
}

.guide-card > p {
  margin-top: 15px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.9;
  max-width: 285px;
}

.guide-read {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 28px;
  border-top: 1px solid var(--line);
  padding-top: 17px;
  font-size: 12px;
}

.guide-read .icon {
  width: 17px;
  height: 17px;
  transition: transform .2s;
}

.guide-card:hover .guide-read .icon {
  transform: translateX(4px);
}

/* Answers and the closing invitation */
.faq-section {
  padding-top: 9px;
}

.faq-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 105px;
}

.faq-star {
  display: block;
  width: 62px;
  height: 62px;
  color: var(--gold);
  margin-top: 45px;
}

.faq-list {
  border-top: 1px solid var(--line);
}

.faq-list details {
  border-bottom: 1px solid var(--line);
  scroll-margin-top: 120px;
}

.faq-list summary {
  list-style: none;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 83px;
  padding-block: 20px;
  font-size: 16px;
  font-weight: 500;
  letter-spacing: -.025em;
  line-height: 1.5;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-plus {
  position: relative;
  width: 25px;
  height: 25px;
  border: 1px solid var(--line);
  border-radius: 50%;
  flex-shrink: 0;
}

.faq-plus::before, .faq-plus::after {
  content: '';
  position: absolute;
  width: 9px;
  height: 1px;
  background: var(--ink);
  top: 11px;
  left: 7px;
  transition: transform .2s;
}

.faq-plus::after {
  transform: rotate(90deg);
}

details[open] .faq-plus::after {
  transform: rotate(0);
}

details[open] .faq-plus {
  background: var(--gold-light);
  border-color: transparent;
}

.faq-answer {
  padding: 0 35px 24px 0;
}

.faq-list p {
  color: var(--muted);
  font-size: 14px;
  line-height: 1.95;
}

.faq-list a {
  color: var(--ink);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.next-section {
  padding-bottom: 90px;
}

.next-panel {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 35px;
  padding: 53px 54px;
  border-radius: 15px;
  background: var(--gold-light);
  position: relative;
  overflow: hidden;
}

.next-panel .eyebrow {
  color: #6c4f24;
}

.next-panel h2 {
  font-size: clamp(33px, 3.7vw, 49px);
  margin-top: 23px;
}

.next-actions {
  display: flex;
  align-items: center;
  gap: 26px;
  flex-wrap: wrap;
  margin-top: 29px;
}

.next-symbol {
  width: 112px;
  height: 112px;
  border: 1px solid #b7955e;
  border-radius: 50%;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  margin-right: 17px;
}

.next-symbol .icon {
  width: 53px;
  height: 53px;
  stroke-width: .8;
}

/* Footer */
.site-footer {
  background: var(--ink);
  color: var(--paper);
  padding-top: 68px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr .85fr .85fr 1.15fr;
  gap: 43px;
  padding-bottom: 57px;
}

.footer-brand .brand-copy small {
  color: #adb5a1;
}

.footer-brand > p {
  margin-top: 23px;
  color: #b7bead;
  font: italic 20px/1.5 var(--serif);
  letter-spacing: -.025em;
}

.footer-domain {
  display: block;
  margin-top: 24px;
  font-size: 11px;
  color: #adb5a1;
  letter-spacing: .03em;
}

.footer-col h2 {
  font-size: 13px;
  letter-spacing: 0;
  font-weight: 500;
  margin-block: 7px 22px;
}

.footer-col > a {
  display: block;
  width: fit-content;
  min-height: 34px;
  font-size: 12px;
  color: #b8beaf;
  transition: color .2s;
}

.footer-col > a:hover {
  color: var(--gold-light);
}

.footer-note {
  padding-top: 4px;
}

.footer-note .eyebrow {
  color: var(--gold-light);
  font-size: 9px;
}

.footer-note > p {
  margin-top: 20px;
  color: #b8beaf;
  font-size: 12px;
  line-height: 1.9;
}

.footer-note .text-link {
  margin-top: 15px;
  color: var(--gold-light);
  font-size: 11px;
}

.footer-note .text-link .icon {
  width: 14px;
  height: 14px;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 72px;
  border-top: 1px solid #4d5443;
  font-size: 10px;
  color: #aeb5a2;
}

.footer-bottom a {
  display: flex;
  align-items: center;
  min-height: 44px;
}

.floating-telegram {
  position: fixed;
  z-index: 45;
  right: 21px;
  bottom: 21px;
  min-height: 45px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 15px;
  border: 1px solid #6c5c3b;
  border-radius: 7px;
  background: var(--ink);
  color: var(--gold-light);
  box-shadow: 0 5px 24px #22251f1a;
  transition: transform .2s;
}

.floating-telegram span {
  font-size: 11px;
}

.floating-telegram .icon {
  width: 19px;
  height: 19px;
}

.floating-telegram:hover {
  transform: translateY(-3px);
}

/* The same visual language on every guide page. */
.page-hero {
  padding-block: 47px 51px;
  border-bottom: 1px solid var(--line);
  background: #f0eee4;
}

.breadcrumbs {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 11px;
  color: var(--muted);
  margin-bottom: 32px;
}

.breadcrumbs a {
  min-height: 30px;
  display: flex;
  align-items: center;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.page-hero h1 {
  max-width: 800px;
  margin-top: 18px;
  font-size: clamp(38px, 5vw, 65px);
}

.page-intro {
  max-width: 650px;
  margin-top: 22px;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.85;
}

.page-date {
  display: block;
  margin-top: 23px;
  color: var(--muted);
  font-size: 11px;
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 285px;
  gap: 85px;
  padding-block: 65px 100px;
  align-items: start;
}

.article-body > section + section {
  margin-top: 40px;
  padding-top: 35px;
  border-top: 1px solid var(--line);
}

.article-body h2 {
  font-size: 29px;
  letter-spacing: -.035em;
  line-height: 1.3;
  margin-bottom: 18px;
}

.article-body h3 {
  font-size: 21px;
  margin-bottom: 13px;
}

.article-body p, .article-body li {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.9;
}

.article-body p + p {
  margin-top: 15px;
}

.article-body p strong, .article-body li strong {
  color: var(--ink);
  font-weight: 600;
}

.article-body ul, .article-body ol {
  padding-left: 21px;
}

.article-body li {
  padding-left: 6px;
  margin-block: 8px;
}

.article-body > section > .text-link {
  margin-top: 18px;
}

.article-body .faq-list summary {
  font-size: 15px;
}

.article-body .faq-list details > p {
  padding-bottom: 22px;
}

.article-sidebar {
  position: sticky;
  top: 118px;
}

.sidebar-card {
  border: 1px solid var(--line);
  border-radius: 11px;
  padding: 24px;
  background: #f1f0e7;
}

.sidebar-card + .sidebar-card {
  margin-top: 18px;
}

.sidebar-card h2 {
  font-size: 20px;
  margin-bottom: 17px;
  letter-spacing: -.025em;
}

.sidebar-card > a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  min-height: 46px;
  border-top: 1px solid var(--line);
  font-size: 12px;
  line-height: 1.6;
}

.sidebar-card .icon {
  width: 16px;
  height: 16px;
}

.sidebar-card > p {
  font-size: 13px;
  line-height: 1.9;
  color: #656857;
}

.gold-card {
  background: #eee1c7;
  border-color: #e1cfad;
}

.access-card {
  padding: 28px;
  border: 1px solid #e2d0ac;
  border-radius: 11px;
  background: #f0e5d0;
}

.access-card > small {
  display: block;
  font-size: 12px;
  color: var(--gold-dark);
}

.access-card > strong {
  display: block;
  margin-block: 12px 22px;
  font-size: 29px;
  letter-spacing: -.035em;
  overflow-wrap: anywhere;
  line-height: 1.35;
}

.access-card > p {
  margin-top: 17px;
  font-size: 12px;
}

.article-body .calculator-card {
  max-width: 530px;
  margin-top: 25px;
}

.article-body .calculator-card p {
  font-size: 11px;
}

.article-body .calculator-card .field-error {
  color: #a12c25;
}

.rate-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 24px;
  text-align: left;
  font-size: 14px;
}

.rate-table caption {
  text-align: left;
  padding-bottom: 13px;
  color: var(--muted);
  font-size: 12px;
}

.rate-table th {
  background: #e9e8de;
  font-size: 13px;
  font-weight: 600;
}

.rate-table td, .rate-table th {
  border-bottom: 1px solid var(--line);
  padding: 16px;
}

.error-section {
  min-height: 63vh;
  padding-block: 80px;
  text-align: center;
}

.error-number {
  color: var(--gold-dark);
  font: italic 95px/.9 var(--serif);
}

.error-section h1 {
  font-size: 43px;
  margin-top: 22px;
}

.error-section > p {
  max-width: 460px;
  margin: 20px auto;
  color: var(--muted);
  font-size: 15px;
}

.error-section .btn {
  margin-top: 10px;
}

/* Finite reveals. Continuous decoration can be paused. */
@media (prefers-reduced-motion: no-preference) {
  .hero-enter {
    animation: arrive .85s var(--ease) both;
  }
  .hero-copy .hero-enter:nth-child(1) {
    animation-delay: .08s;
  }
  .hero-copy .hero-enter:nth-child(2) {
    animation-delay: .16s;
  }
  .hero-copy .hero-enter:nth-child(3) {
    animation-delay: .24s;
  }
  .hero-copy .hero-enter:nth-child(4) {
    animation-delay: .32s;
  }
  .hero-copy .hero-enter:nth-child(5) {
    animation-delay: .4s;
  }
  .hero-art.hero-enter {
    animation-delay: .16s;
  }
  .reveal-ready .reveal {
    opacity: 0;
    transform: translateY(19px);
    transition: opacity .75s var(--ease), transform .75s var(--ease);
  }
  .reveal-ready .reveal.is-visible {
    opacity: 1;
    transform: none;
  }
}

.motion-paused .hero-phone, .motion-paused .orbit-one,
.motion-hidden .hero-phone, .motion-hidden .orbit-one,
.hero-offscreen .hero-phone, .hero-offscreen .orbit-one {
  animation-play-state: paused;
}

@keyframes arrive {
  from {
    opacity: 0;
    transform: translateY(22px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  .intro-loader {
    display: none;
  }
  .hero-phone {
    transform: rotate(-7deg);
  }
  .reveal {
    opacity: 1 !important;
    transform: none !important;
  }
}

/* Tablet */
@media (max-width: 1150px) {
  .container {
    width: calc(100% - 64px);
  }
  .nav-shell {
    gap: 26px;
  }
  .main-nav {
    gap: 19px;
  }
  .nav-actions {
    gap: 18px;
  }
  .hero-grid {
    gap: 30px;
  }
  .hero h1 {
    font-size: 77px;
  }
  .hero-art {
    height: 575px;
  }
  .hero-phone {
    width: 205px;
    left: calc(50% - 102px);
    top: 78px;
  }
  .orbit {
    width: 340px;
    height: 340px;
    left: calc(50% - 170px);
    top: 155px;
  }
  .orbit-two {
    width: 390px;
    height: 390px;
    left: calc(50% - 195px);
    top: 130px;
  }
  .rate-note {
    left: -18px;
    width: 205px;
    bottom: 83px;
  }
  .reward-note {
    right: -8px;
    width: 126px;
    top: 211px;
    padding: 15px;
  }
  .essentials-grid, .faq-grid, .calculator-grid, .preview-grid {
    gap: 60px;
  }
  .footer-grid {
    gap: 30px;
  }
  .article-layout {
    gap: 50px;
    grid-template-columns: minmax(0,1fr) 255px;
  }
}

@media (max-width: 930px) {
  .nav-shell {
    min-height: 79px;
  }
  .nav-actions {
    margin-left: auto;
  }
  .menu-toggle {
    display: block;
  }
  .main-nav {
    display: none;
    position: absolute;
    top: calc(100% - 1px);
    left: -32px;
    right: -32px;
    margin: 0;
    padding: 15px 32px 22px;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--paper);
    box-shadow: 0 20px 20px #22251f09;
    border-bottom: 1px solid var(--line);
  }
  .main-nav a {
    min-height: 48px;
    font-size: 14px;
  }
  .main-nav a::after {
    display: none;
  }
  .menu-open .main-nav {
    display: flex;
  }
  .hero-grid {
    padding-top: 45px;
    gap: 26px;
  }
  .hero h1 {
    font-size: 64px;
  }
  .hero .eyebrow {
    font-size: 9px;
  }
  .hero-art {
    height: 530px;
    border-radius: 155px 155px 22px 22px;
  }
  .hero-phone {
    width: 180px;
    left: calc(50% - 90px);
    top: 88px;
    border-radius: 31px;
  }
  .hero-phone img {
    border-radius: 25px;
  }
  .art-spark {
    width: 31px;
    height: 31px;
    top: 135px;
    right: 22px;
  }
  .orbit {
    width: 280px;
    height: 280px;
    left: calc(50% - 140px);
    top: 170px;
  }
  .orbit-two {
    width: 320px;
    height: 320px;
    left: calc(50% - 160px);
    top: 150px;
  }
  .rate-note {
    bottom: 75px;
    width: 177px;
    padding: 19px 17px;
    left: -11px;
  }
  .rate-note strong {
    font-size: 31px;
  }
  .rate-note small {
    max-width: 115px;
    line-height: 1.5;
  }
  .reward-note {
    right: -7px;
    top: 213px;
    width: 110px;
    padding: 13px;
  }
  .reward-note strong {
    font-size: 35px;
  }
  .reward-note > span, .reward-note small {
    font-size: 8px;
  }
  .hero-lead {
    font-size: 14px;
  }
  .hero-actions {
    gap: 12px;
    margin-top: 24px;
  }
  .hero-actions .text-link {
    min-height: 36px;
  }
  .hero-caption {
    margin-top: 23px;
  }
  .hero-index {
    grid-template-columns: 1fr 1fr 1fr;
  }
  .hero-index .index-caption {
    display: none;
  }
  .hero-index > a:first-of-type {
    padding-left: 0;
    border: 0;
  }
  .section {
    padding-block: 86px;
  }
  .essentials-grid, .faq-grid {
    gap: 45px;
    grid-template-columns: .9fr 1.1fr;
  }
  .section-intro h2, .section-heading h2, .preview-heading h2, .how-heading h2, .calculator-copy h2 {
    font-size: 40px;
  }
  .calculator-grid, .preview-grid {
    gap: 40px;
  }
  .calculator-card {
    padding: 25px;
  }
  .screen-tab {
    grid-template-columns: 22px 1fr 17px;
    gap: 12px;
    padding-right: 0;
  }
  .screen-tab strong {
    font-size: 19px;
  }
  .screen-display {
    padding: 22px 15px 0;
  }
  .screen-panel {
    height: 380px;
  }
  .steps-grid li {
    padding-inline: 18px;
  }
  .steps-grid h3 {
    font-size: 19px;
  }
  .guide-grid {
    gap: 15px;
  }
  .guide-card {
    padding: 19px;
  }
  .guide-card h3 {
    font-size: 23px;
  }
  .guide-illustration {
    height: 140px;
  }
  .guide-card-top > span {
    font-size: 8px;
  }
  .section-count {
    display: none;
  }
  .next-panel {
    padding: 43px 39px;
  }
  .next-symbol {
    width: 86px;
    height: 86px;
    margin-right: 0;
  }
  .footer-grid {
    grid-template-columns: 1.2fr 1fr 1fr;
  }
  .footer-note {
    grid-column: 1/-1;
    display: flex;
    align-items: center;
    gap: 25px;
    padding-top: 24px;
    border-top: 1px solid #4d5443;
  }
  .footer-note .eyebrow {
    flex: 0 0 90px;
  }
  .footer-note > p {
    margin: 0;
    max-width: 400px;
  }
  .footer-note .text-link {
    margin: 0;
    flex-shrink: 0;
  }
  .article-layout {
    grid-template-columns: minmax(0,1fr) 220px;
    gap: 35px;
  }
  .sidebar-card {
    padding: 20px;
  }
  .sidebar-card h2 {
    font-size: 18px;
  }
}

/* Mobile */
@media (max-width: 700px) {
  html {
    scroll-padding-top: 87px;
  }
  .container {
    width: calc(100% - 40px);
  }
  .announcement .container {
    min-height: 31px;
    justify-content: center;
    font-size: 9px;
  }
  .announcement a {
    display: none;
  }
  .nav-shell {
    min-height: 73px;
    gap: 13px;
  }
  .brand img {
    width: 36px;
    height: 36px;
    border-radius: 10px;
  }
  .brand {
    gap: 8px;
  }
  .brand-copy strong {
    font-size: 21px;
  }
  .brand-copy small {
    font-size: 6px;
    letter-spacing: .19em;
    margin-top: 5px;
  }
  .nav-login {
    display: none;
  }
  .nav-actions .btn {
    min-height: 44px;
    padding: 10px 12px;
    gap: 11px;
    font-size: 11px;
  }
  .nav-actions .btn .icon {
    width: 15px;
    height: 15px;
  }
  .menu-toggle {
    width: 44px;
    height: 44px;
    padding: 12px;
    flex-shrink: 0;
  }
  .main-nav {
    left: -20px;
    right: -20px;
    padding-inline: 24px;
  }
  .hero-grid {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 37px;
    padding-top: 36px;
    padding-bottom: 32px;
  }
  .hero-copy {
    padding: 0;
  }
  .hero .eyebrow {
    font-size: 9px;
  }
  .hero h1 {
    font-size: clamp(57px, 13vw, 79px);
    line-height: 1;
    margin-top: 24px;
  }
  .hero h1 > span {
    margin-top: 7px;
  }
  .hero-lead {
    max-width: 355px;
    font-size: 15px;
    margin-top: 23px;
  }
  .hero-actions {
    gap: 12px 18px;
    margin-top: 24px;
  }
  .hero-actions .btn {
    min-height: 49px;
    padding-inline: 18px;
  }
  .hero-actions .text-link {
    font-size: 12px;
  }
  .hero-caption {
    margin-top: 22px;
  }
  .hero-caption br {
    display: none;
  }
  .hero-caption p {
    max-width: 290px;
    font-size: 11px;
  }
  .tiny-spark {
    width: 23px;
    height: 23px;
    flex-shrink: 0;
  }
  .hero-art {
    width: min(100%, 475px);
    margin-inline: auto;
    height: 545px;
    border-radius: 180px 180px 22px 22px;
  }
  .hero-phone {
    width: 200px;
    top: 72px;
    left: calc(50% - 100px);
  }
  .orbit {
    width: 310px;
    height: 310px;
    top: 150px;
    left: calc(50% - 155px);
  }
  .orbit-two {
    width: 355px;
    height: 355px;
    top: 128px;
    left: calc(50% - 177px);
  }
  .art-topline {
    top: 36px;
    left: 30px;
    right: 30px;
  }
  .rate-note {
    width: 188px;
    left: -7px;
    bottom: 80px;
  }
  .rate-note strong {
    font-size: 33px;
  }
  .reward-note {
    right: -7px;
    top: 219px;
    width: 112px;
    padding: 13px;
  }
  .art-spark {
    right: 31px;
    top: 119px;
    width: 35px;
    height: 35px;
  }
  .art-bottomline {
    left: 20px;
    right: 20px;
    bottom: 18px;
  }
  .hero-index {
    min-height: auto;
    grid-template-columns: 1fr;
    border-bottom: 0;
  }
  .hero-index > a, .hero-index > a:first-of-type {
    min-height: 62px;
    padding-inline: 0;
    border-left: 0;
    border-bottom: 1px solid var(--line);
    font-size: 13px;
    gap: 22px;
  }
  .hero-index .icon {
    margin-right: 0;
  }
  .section {
    padding-block: 67px;
  }
  .essentials-grid, .faq-grid {
    grid-template-columns: 1fr;
    gap: 35px;
  }
  .section-intro h2, .section-heading h2, .preview-heading h2, .how-heading h2, .calculator-copy h2 {
    font-size: 39px;
    margin-top: 18px;
  }
  .section-intro > p:not(.eyebrow) {
    max-width: 350px;
    font-size: 14px;
    margin-top: 19px;
  }
  .section-intro > .text-link {
    margin-top: 15px;
  }
  .editorial-seal {
    display: none;
  }
  .essential-row {
    padding-block: 24px;
    grid-template-columns: 20px 1fr 29px;
    gap: 14px;
  }
  .essential-row h3 {
    font-size: 21px;
  }
  .essential-row p {
    max-width: 320px;
    font-size: 13px;
  }
  .row-arrow {
    width: 29px;
    height: 29px;
  }
  .calculator-section {
    padding-block: 61px;
  }
  .calculator-grid {
    grid-template-columns: 1fr;
    gap: 33px;
  }
  .calculator-copy > p:not(.eyebrow):not(.calculator-disclaimer) {
    margin-top: 20px;
    max-width: 370px;
  }
  .conversion-visual {
    display: none;
  }
  .calculator-copy .text-link {
    margin-top: 17px;
  }
  .calculator-disclaimer {
    margin-top: 11px;
    max-width: 370px;
  }
  .calculator-card {
    padding: 25px;
    border-radius: 11px;
  }
  .calculator-output output {
    font-size: 41px;
  }
  .preview-heading, .how-heading {
    display: block;
    margin-bottom: 31px;
  }
  .preview-heading > p, .how-heading > p {
    max-width: 370px;
    margin-top: 22px;
    padding: 0;
  }
  .preview-grid {
    grid-template-columns: 1fr;
    gap: 27px;
  }
  .screen-browser {
    width: min(100%, 460px);
    margin-inline: auto;
  }
  .screen-panel {
    width: 233px;
    height: 435px;
  }
  .screen-tab {
    min-height: 115px;
    padding-block: 22px;
    grid-template-columns: 24px 1fr 21px;
    gap: 12px;
  }
  .screen-tab strong {
    font-size: 20px;
  }
  .screen-tab small {
    max-width: 330px;
  }
  .preview-note {
    margin-block: 22px 9px;
    max-width: 370px;
  }
  .how-section {
    padding-block: 59px;
  }
  .steps-grid {
    grid-template-columns: 1fr 1fr;
    gap: 26px 0;
  }
  .steps-grid li {
    padding: 21px 17px 0;
  }
  .steps-grid li:nth-child(odd) {
    padding-left: 0;
    border-left: 0;
  }
  .step-number {
    font-size: 28px;
    margin-bottom: 18px;
  }
  .steps-grid h3 {
    font-size: 19px;
  }
  .steps-grid p {
    font-size: 12px;
    line-height: 1.9;
    margin-top: 11px;
  }
  .section-heading {
    margin-bottom: 29px;
  }
  .guide-grid {
    grid-template-columns: 1fr;
    gap: 17px;
  }
  .guide-card {
    padding: 23px;
  }
  .guide-illustration {
    height: 147px;
    margin-block: 23px;
  }
  .guide-card-top > span {
    font-size: 9px;
  }
  .guide-card h3 {
    font-size: 29px;
  }
  .guide-card > p {
    max-width: 360px;
    font-size: 14px;
  }
  .guide-read {
    font-size: 12px;
    margin-top: 26px;
  }
  .faq-section {
    padding-top: 0;
  }
  .faq-star {
    display: none;
  }
  .faq-grid {
    gap: 28px;
  }
  .faq-list summary {
    min-height: 78px;
    font-size: 15px;
  }
  .faq-answer {
    padding-right: 7px;
  }
  .next-section {
    padding-bottom: 63px;
  }
  .next-panel {
    display: block;
    padding: 32px 27px;
    border-radius: 11px;
  }
  .next-panel h2 {
    font-size: 35px;
    margin-top: 19px;
  }
  .next-panel h2 br {
    display: none;
  }
  .next-symbol {
    display: none;
  }
  .next-actions {
    margin-top: 25px;
    gap: 15px 20px;
  }
  .next-actions .btn {
    padding-inline: 17px;
    font-size: 12px;
  }
  .next-actions .text-link {
    font-size: 12px;
  }
  .site-footer {
    padding-top: 43px;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 35px 25px;
    padding-bottom: 34px;
  }
  .footer-brand {
    grid-column: 1/-1;
  }
  .footer-brand > p {
    margin-top: 20px;
    font-size: 21px;
  }
  .footer-domain {
    margin-top: 16px;
  }
  .footer-col h2 {
    margin-bottom: 16px;
  }
  .footer-col > a {
    min-height: 44px;
  }
  .footer-note {
    display: block;
    padding-top: 27px;
  }
  .footer-note > p {
    margin-top: 13px;
    max-width: 370px;
  }
  .footer-note .text-link {
    margin-top: 12px;
  }
  .footer-bottom {
    min-height: 81px;
    padding-block: 16px;
    flex-wrap: wrap;
    gap: 5px 15px;
    font-size: 9px;
    padding-right: 46px;
  }
  .footer-bottom > span:nth-child(2) {
    display: none;
  }
  .floating-telegram {
    width: 44px;
    height: 44px;
    padding: 12px;
    right: 14px;
    bottom: max(14px, env(safe-area-inset-bottom));
  }
  .floating-telegram span {
    display: none;
  }
  .page-hero {
    padding-block: 28px 35px;
  }
  .breadcrumbs {
    margin-bottom: 24px;
    font-size: 10px;
    gap: 7px;
    line-height: 1.7;
  }
  .page-hero h1 {
    font-size: 41px;
    margin-top: 17px;
    overflow-wrap: anywhere;
  }
  .page-intro {
    font-size: 15px;
    margin-top: 18px;
  }
  .page-date {
    margin-top: 19px;
  }
  .article-layout {
    grid-template-columns: 1fr;
    gap: 43px;
    padding-block: 40px 65px;
  }
  .article-body h2 {
    font-size: 27px;
  }
  .article-body > section + section {
    margin-top: 30px;
    padding-top: 27px;
  }
  .article-sidebar {
    position: static;
  }
  .sidebar-card {
    padding: 24px;
  }
  .sidebar-card h2 {
    font-size: 21px;
  }
  .sidebar-card > a {
    min-height: 49px;
    font-size: 13px;
  }
  .access-card {
    padding: 24px;
  }
  .access-card > strong {
    font-size: 24px;
  }
  .rate-table td, .rate-table th {
    padding: 12px;
  }
}

@media (max-width: 370px) {
  .container {
    width: calc(100% - 32px);
  }
  .nav-shell {
    gap: 9px;
  }
  .brand img {
    width: 31px;
    height: 31px;
  }
  .brand-copy strong {
    font-size: 19px;
  }
  .brand-copy small {
    font-size: 5px;
  }
  .nav-actions .btn {
    padding-inline: 10px;
    font-size: 10px;
    gap: 6px;
  }
  .hero-art {
    height: 500px;
  }
  .hero-phone {
    width: 178px;
    left: calc(50% - 89px);
    top: 70px;
  }
  .reward-note {
    width: 100px;
    right: -4px;
    top: 198px;
  }
  .rate-note {
    width: 168px;
    bottom: 70px;
    left: -4px;
  }
  .rate-note strong {
    font-size: 30px;
  }
  .orbit {
    width: 270px;
    height: 270px;
    left: calc(50% - 135px);
  }
  .orbit-two {
    width: 302px;
    height: 302px;
    left: calc(50% - 151px);
    top: 134px;
  }
  .hero-actions {
    gap: 8px;
  }
  .hero-actions .text-link {
    font-size: 11px;
  }
  .hero-actions .btn {
    font-size: 11px;
    padding-inline: 14px;
    gap: 14px;
  }
  .calculator-card {
    padding: 22px;
  }
  .calculator-output output {
    font-size: 36px;
  }
}
